How to build your dream house from the ground up

Evi Tsokanaki
3 min readAug 31, 2021

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Buying land and wanting to build your house might seem a difficult endeavor. But having the ability to build your future home exactly the way you have envisioned it is a unique opportunity that nobody should miss out on.

It requires certain planning, commitment, and flexibility, but having the right tools and knowledge can make a huge difference when building your house from the ground up.

Plan, plan, plan

Building your dream house surely needs good planning skills. From interior design to outdoor furniture there are a lot of elements to be taken care of. Designs, furniture, fixtures, and more are likely to make every future homeowner stressed.

For this reason, good planning could help you past those challenges successfully. Being flexible during the whole process will save you a great deal of distress. Building a house requires the coordination of various elements (construction companies, availability of materials, even the weather).

Organizing everything and putting them into a certain timeframe will guarantee that your home is going to be completed at the decided date and every little detail will be addressed.

Find the right builder

A good match with your builder is how you will make your house come to life. Besides professionalism, a right builder is a person whose aesthetics and sensibilities match yours. This is how you can establish a good relationship and partnership.

Utilize your contacts, or the internet to pinpoint nearby builders. Check their portfolios and see their previous work. Does their style appeal to you? Then make a list of potential prospects and check their reviews.

A good builder needs to be flexible, innovative, easy to work with, and provide good quality of work. A person like that might be hard to find but do your research and rest assured that you will find your match.

Assess your finances

Building your dream house is not a cost-effective job. Depending on the requirements each time the amount of money needed can vary significantly. You can agree upon a certain amount with your building team that matches how you envision the outcome.

A very common way of achieving this is by getting a construction loan. Let’s explain what is a construction loan and how it works.

How construction loans work

A construction loan is given to individuals who purchase land and want to build a house that doesn’t already exist. In this sense, it has a shorter term than the traditional mortgage loan and higher interest.

There are many types of construction loans depending on your needs, but generally, it covers the expenses of buying land, building, and completing your house. It is paid to the contractor and not the homeowner/borrower in installments when certain building milestones are completed and when the project is finished the construction loan gets converted to a traditional mortgage or is paid out in full.

To be eligible for a construction loan you need to have a healthy debt-to-income ratio, a credit score of 68o or higher, and enough finances for a sizeable down payment. But do not let these frighten you.

Get in touch with an expert and start building your future the way you have envisioned it.

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Evi Tsokanaki

Content Marketing and Blogger with an inherent interest in social media, and personal branding! https://www.linkedin.com/in/evi-tsokanaki/